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KOTAK WHITE

  • Joining Fee 3000 (Excluding GST)
  • Annual Charges 3000 (Excluding GST)
  • Best Suited For Travel

Key Highlights of the KOTAK WHITE

Minimum income required is Rs. 25 Lakhs and above per annum
Welcome benefits : Voucher worth Rs. 1500 on spending Rs. 30000 within first 60 days of card set up

Features and Benefits

Travel and Airport Lounge Benefits
  • The card offers the following travel and airport lounge access benefits:Priority Pass, Domestic Airport Lounge Access.
Fuel Surcharge
  • 1% fuel surcharge waiver across all petrol pumps in India (Maximum fuel surcharge waiver allowed in a calendar year is Rs. 3,500
  • 1.8% to 2.5% railway surcharge waiver when you book a ticket on www.irctc.co.in or through an Indian Railways booking counter

KOTAK WHITE Fee Charges

Joining Fee ₹3000 + GST
Annual Fee ₹3000 + GST
Condition for waiver of annual fees Annual retail spending of Rs. 5 Lacs
Condition for waiver of annual fees Annual retail spending of Rs. 5 Lacs
Add on card fees Nil
Interest Charges on Outstanding balance 3.1% ( Annualized 37.2%)
Minimum Amount Due (MAD) (It will reflect in statement in colume of minimum amount due) MAD can be 5% or 10% of TAD as decided by the Bank
ATM Cash withdrawal / Call a draft/ Fund Transfer/ cash Advance per Rs. 10000 or part there of 2.5% on advance amount, subject to minimum of Rs. 500
Late Payent Charges ("LPC") Rs. 0 if outstanding amount is less than Rs. 100, Rs. 100 if outstanding amount is between Rs. 100 to Rs. 500, Rs. 500 if outstanding amount is between Rs. 501 to Rs. 5000, Rs. 600 if outstanding amount is between Rs. 5001 to Rs. 10000, Rs. 800
Over limit charges 500

KOTAK WHITE Rewards

  1. Activate international transactions (Online & in store/POS) using your Kotak Bank
  2. Mobile App or Net Banking to enable visit validation transaction. Visit validation charges of $1.00 will be debited as a one-time charge & auto reversed back to your card within 7 working days.
  3. USD 35 per person per visit will be charged for guests.
  4. After completion of the complimentary visits, USD 35 will be applicable for the primary cardholder as well.

Documents and Eligibility

Documents

  • Pan Card Photocopy or form 60
  • Proof of income
  • Residence proof

Eligibility

  • Primary Credit Card holder's age: 28 to 65 years
  • Add-on Card holder should be 18 years and above
  • Location: Ahmedabad, Bangalore, Chandigarh, Chennai, Delhi (including Gurgaon and Noida), Hyderabad, Kolkata, Mumbai and Pune
  • Income: 725 lakh and above per annum