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MYNTRA KOTAK

  • Joining Fee 500 (Excluding GST)
  • Annual Charges 500 (Excluding GST)
  • Best Suited For Cashback

Key Highlights of the MYNTRA KOTAK

Myntra voucher worth Rs. 500 on card activation1
Instant discount of 7.5% on each transaction at Myntra
Maximum discount of Rs. 750 per transaction

Features and Benefits

Cashback
  • 5% cashback on spends at partner merchants- Swiggy, Swiggy Instamart, PVR, Cleartrip and Urban Company
  • 2 complimentary PVR tickets every quarter
  • Unlimited 1.25% cashback on spends at other categories including UPI transactions
Lounge Access
  • 1 complimentary domestic lounge access per quarter
Fuel Surcharge
  • 1% fuel surcharge waiver on transactions between Rs. 300 and Rs. 3,000
Myntra Discount
  • Myntra voucher worth Rs. 500 on card activation1 Instant discount of 7.5% on each transaction at Myntra
  • Maximum discount of Rs. 750 per transaction
  • No minimum transaction amount required
  • You need to spend a minimum of Rs. 7,000 and place 5 orders each year on Myntra, to maintain Insider membership

MYNTRA KOTAK Fee Charges

Joining Fee ā‚¹500
Annual Fee ā‚¹500
Condition for waiver of Annual Fees - First Year Rs 200000 Spends in the previous year
Interest Charges on outstanding Balances 3.7% ( Annualized @44.40% )
Add On Card Fees Rs. 299
Minimum Amount Due (MAD) (It will reflect in statement in column of minimum amount due) 10% of total outstanding amount
ATM Cash Withdrawal/ Call a draft/ Fund Transfer/ Cash Advance per # 10,000 or part thereof 2.5% on advance amount or Rs 500 whichever is higher
Late Payment Charges ("LPC") Rs. 0 if outstanding amount is less than Rs. 100, Rs. 100 if outstanding amount is between Rs. 100 to Rs. 500, Rs. 500 if outstanding amount is between Rs. 501 to Rs. 5000, Rs. 600 if outstanding amount is between Rs. 5001 to Rs. 10000, Rs. 800
Over limit charges 500

MYNTRA KOTAK Rewards

  1. 5% cashback on all spends done across the Preferred Partner Merchants
  2. Maximum cashback is capped at Rs. 1,000 per statement cycle across spends done on all partners
  3. For details on cashback across Preferred Partners

Documents and Eligibility

Documents

  • Pan Card Photocopy or form 60
  • Proof of income
  • Residence proof

Eligibility

  • Primary Credit Card holders should be in the age bracket of 18 years to 65 years.
  • Add-on Card holder should be 18 years and above
  • Location - Ahmedabad, Bangalore, Chandigarh, Chennai, Delhi (including Gurgaon and Noida), Hyderabad, Kolkata, Mumbai and Pune
  • Should be a resident of India

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