.png)
| Earn 2 reward points for every Rs. 100 spent online |
|---|
| Earn 1 reward points for every Rs. 100 spent offline |
| Joining fees | ₹1500 |
|---|---|
| Annual Fee | ₹1500 |
| Condition for waiver of Joining Fees | NA |
| Condition for waiver of Annual Fees - First Year | Annual retail spends of Rs150000 |
| Condition for waiver of annual fees—second year | annual retail spends of Rs150000 |
| Add-on card Fees | Rs. 0 |
| Interest Charges on outstanding Balances | 3.5% (Annualized 42%) |
| Minimum Amount Due (MAD) (It will reflect in statement in column of minimum amount due) | MAD can be 5% or 10% of TAD as decided by the Bank ATM Cash Withdrawal/ Call a draft/ Fund Transfer/ Cash Advance:2.5% on advance amount , subject to minimum of ₹500 |
| Late Payment Charges ("LPC") | Rs. 100 for outstanding balance less than or equal to Rs. 500 Rs. 500 for outstanding balance between Rs. 500 to Rs. 10,000 Rs. 700 for an outstanding balance greater than Rs. 10,000 |
