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HDFC PAYTM

  • Joining Fee 500 (Excluding GST)
  • Annual Charges 500 (Excluding GST)
  • Best Suited For Shopping

Key Highlights of the HDFC PAYTM

3% Cashpoints on purchases on Paytm [Recharge + Utility + Movies + Mini App] Max. Cap per Calendar Month - Rs. 500
2% Cashpoints on all other Select Paytm Spends. Max. Cap per Calendar Month - Rs. 500
1% Cashpoints on all other Retail Spends Max. Cap per Calendar Month - Rs.1000

Features and Benefits

Travel Benefits:
  • 4 complimentary lounge access in 1 year, once per quarter (within India)
  • Complimentary Priority Pass worth the US $99 for first two years of cardholder membership
Utility Bill Payments:
  • Register your Credit Card with SmartPay, HDFC Bank's Utility Bill payment service. You can then ensure that all your utility bills are paid on time, conveniently and easily
Zero cost liability:
  • If you lose your Card, report it immediately to our 24-hour call centre. After reporting the loss, you have a zero liability on any fraudulent transactions made on your card.
Free credit period:
  • Avail up to 50 days of interest free credit on your Credit Card

HDFC PAYTM Fee Charges

Joining fees ā‚¹500 + taxes
Annual Fees 500+ taxes
Renewal Year: Fee waived upon spending Rs. 50,000 (Non-EMI spends) in the 12 months period
Monthly Membership Fee: Rs. 49 + GST Monthly Fee waived off on retail spends of Rs.5,000 in a month (Non-EMI Spends) 1% fee will be applicable on rental transactions from the second rental transaction onwards of the same calendar month.

HDFC PAYTM Rewards

  1. Upto 20% discount* on partner restaurants via Dineout while using your HDFC Bank Credit Card.
  2. Earn upto Rs. 1200 cashback annually

Documents and Eligibility

Documents

  • Pan Card Photocopy or form 60
  • Proof of income
  • Residence proof

Eligibility

  • Primary cardholder should be between 18 to 70 years of age
  • Application should be a resident India

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