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HDFC REGALIA GOLD

  • Joining Fee 2500 (Excluding GST)
  • Annual Charges 2500 (Excluding GST)
  • Best Suited For Shopping Reward

Key Highlights of the HDFC REGALIA GOLD

Complimentary Swiggy One Membership
Complimentary MMT Black Elite Membership
Gift voucher worth Rs. 2,500 on payment of joining fee

Features and Benefits

Lounge Access:
  • 8 complimentary visits to airport lounges per calendar year, 2 in a quarter, on spending Rs. 1 Lakh or more in a calendar quarter
  • Complimentary Priority Pass membership with 6 complimentary lounge access in a calendar year, outside India
  • One add-on member is also allowed with Priority Pass membership
Low Foreign Currency Mark-up Fee:
  • Low foreign currency mark-up fee of 2% on your transactions
Fuel Surcharge Waiver:
  • 1% fuel surcharge waiver at all fuel stations across India on your transactions between Rs. 400 to Rs. 5,000.
Suggested Read:
  • Best Fuel credit cards
Insurance Benefits:
  • Air accident death cover of Rs. 1 crore
  • Emergency overseas hospitalization cover of Rs. 15 lakh
  • Credit liability cover worth Rs. 9 lakh
Concierge Services:
  • 24Ɨ7 concierge services for a convenient travel experience.
Annual Fee Waiver:
  • Annual fee of Rs. 2,500 waived off on spending Rs. 3 Lakh in the preceding year

HDFC REGALIA GOLD Fee Charges

Joining Fee ā‚¹2500
Annual Fee ā‚¹2500
Finance Charges 3.75% p.m. | 45% p.a.
Late Payment Charges Rs. 0 if outstanding amount is up to Rs. 100, Rs. 100 if outstanding amount is between Rs. 101 to Rs. 500, Rs. 500 if outstanding amount is between Rs. 501 to Rs. 1000, Rs. 600 if outstanding amount is between Rs. 1001 to Rs. 5000, Rs. 750

HDFC REGALIA GOLD Rewards

  1. 4 reward points per Rs. 150 spent across all categories including insurance, utilities and education
  2. 20 reward points per Rs. 150 spent at Nykaa, Myntra, Marks & Spencer and Reliance Digital

Documents and Eligibility

Documents

  • Pan Card Photocopy or form 60
  • Proof of income
  • Residence proof

Eligibility

  • For Salaried Non Govt.:
  • Age: Min 21 years & Max 60 Years
  • Net Monthly Income> Rs 1,50,000
  • For Self Employed Non Govt.:
  • Age: Min 21 years & Max 65 Years
  • Income: ITR > Rs 18 Lakhs per annum
  • For Salaried Govt.:
  • Age: Min 21 years & Max 60 Years
  • Net Monthly Income> Rs 1,00,000

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