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HDFC SWIGGY

  • Joining Fee 1000 (Excluding GST)
  • Annual Charges 1000 (Excluding GST)
  • Best Suited For Cashback

Key Highlights of the HDFC SWIGGY

10% Cashback on Swiggy application (Food ordering, Instamart, Dineout & Genie).
5% Cashback on online spends across online MCCs. For list of eligible MCC
1% Cashback on other categories. For list of exclusions & capping

Features and Benefits

Activation Benefit:
  • Complimentary 3 months Swiggy One membership on card activation.
Renewal Fee Waiver:
  • Card renewal or annual fee is waived off on reaching the yearly spends of Rs. 2 Lakh before the card renewal date. However, the transactions made via Cash on Call, cash withdrawal and balance transfer are excluded from the total annual spends calcula
Golf Benefits via Mastercard:
  • 4 complimentary rounds of green fees and 12 free golf lessons/sessions with 50% off on green fee beyond complimentary sessions for users with Mastercard variant.
Zero Lost Card Liability:
  • If you lose your Swiggy credit card and report the loss immediately, then you can avail the facility of zero liability on fraudulent transactions made via that card. To report you can contact the 24-hour HDFC Bank call centre.

HDFC SWIGGY Fee Charges

Joining Fee ₹500
Annual Fee ₹500
Finance Charges 3.75% p.m. | 45% p.a.
Late Payment Charges Rs. 0 if outstanding amount is up to Rs. 100, Rs. 100 if outstanding amount is between Rs. 101 to Rs. 500, Rs. 500 if outstanding amount is between Rs. 501 to Rs. 1000, Rs. 600 if outstanding amount is between Rs. 1001 to Rs. 5000, Rs. 750

HDFC SWIGGY Rewards

  1. 5% Cashback on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato
  2. 1% cashback on other spends
  3. ₹1000 worth gift vouchers on spends of ₹1,00,000 and above in each calendar quarter Get 10% additional discount on Swiggy Dineout using coupon code HDFCCARDS

Documents and Eligibility

Documents

  • Pan Card Photocopy or form 60
  • Proof of income
  • Residence proof

Eligibility

  • For Salaried:
  • Indian national
  • Age: Min 21 years & Max 60 Years
  • Net Monthly Income > Rs.15,000
  • For Self Employed:
  • Indian national
  • Age: Min 21 years & Max 65 Years
  • ITR > Rs 6 Lakhs per annum

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