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HDFC FREEDOM

  • Joining Fee 500 (Excluding GST)
  • Annual Charges 500 (Excluding GST)
  • Best Suited For Shopping

Key Highlights of the HDFC FREEDOM

Annual fee waiver on spending Rs. 50,000 in a year
10% additional discount on Swiggy Dineout, capped at Rs. 750

Features and Benefits

Welcome/ Renewal Benefit:
  • 500 CashPoints after the payment of joining and renewal fee
Dining Benefits:
  • 10% additional discount on Swiggy Dineout, capped at Rs. 7504
  • Up to 20% off on dining bills at partner restaurants through Swiggy Dineout
Annual Benefit:
  • Annual fee waiver on spending Rs. 50,000 in a year
Fuel Surcharge Waiver:
  • 1% fuel surcharge waiver on transactions between Rs. 400 and Rs. 5,000, capped at Rs. 250 in a month

HDFC FREEDOM Fee Charges

Joining Fee ₹500
Annual Fee ₹500
Finance Charges 3.75% p.m. | 45% p.a.
Late Payment Charges Rs. 0 if outstanding amount is up to Rs. 100, Rs. 100 if outstanding amount is between Rs. 101 to Rs. 500, Rs. 500 if outstanding amount is between Rs. 501 to Rs. 1000, Rs. 600 if outstanding amount is between Rs. 1001 to Rs. 5000, Rs. 750

HDFC FREEDOM Rewards

  1. 500 CashPoints (applicable only on payment of membership fee)
  2. Get renewal membership fee waived off by spending ₹50,000 and above in an annual year

Documents and Eligibility

Documents

  • Pan Card Photocopy or form 60
  • Proof of income
  • Residence proof

Eligibility

  • Salaried:
  • Indian nationality. Age: Min 21 yrs. & Max 60 Yrs.
  • Income: Net Monthly Income> ₹12,000
  • Self Employed:
  • Indian nationality.
  • Age: Min 21 yrs. & Max 65 Yrs.
  • Income: ITR > ₹6.0 Lakhs per annum

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