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HDFC MILLENNIA

  • Joining Fee 1000 (Excluding GST)
  • Annual Charges 1000 (Excluding GST)
  • Best Suited For Shopping

Key Highlights of the HDFC MILLENNIA

5% cashback on popular everyday brands- Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato: 1,000 cash points per statement cycle
1% cashback on all other spends; 1,000 cash points per statement cycle

Features and Benefits

Cashback Benefits:
  • 5% cashback on popular everyday brands- Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato: 1,000 cash points per statement cycle
1% cashback on all other spends:
  • 1,000 cash points per statement cycle
  • For redemption against statement balance 2,3 , value of 1 reward point = Rs. 1
  • For redemption against Unified SmartBuy 4,5 (Flight/Hotels Bookings), value of 1 reward point = Re. 0.30
Fuel Surcharge:
  • 1% fuel surcharge waiver on transactions between Rs. 400 and Rs. 5,000., capped at Rs. 250 per statement cycle
Bonus points:
  • 1,000 bonus cash points on payment of the joining fee

HDFC MILLENNIA Fee Charges

Joining Fee ₹1000
Annual Fee ₹1000
Finance Charges 3.75% p.m. | 45% p.a.
Late Payment Charges Rs. 0 if outstanding amount is up to Rs. 100, Rs. 100 if outstanding amount is between Rs. 101 to Rs. 500, Rs. 500 if outstanding amount is between Rs. 501 to Rs. 1000, Rs. 600 if outstanding amount is between Rs. 1001 to Rs. 5000, Rs. 750

HDFC MILLENNIA Rewards

  1. 5% Cashback on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato
  2. 1% cashback on other spends
  3. ₹1000 worth gift vouchers on spends of ₹1,00,000 and above in each calendar quarter
  4. Get 10% additional discount on Swiggy Dineout using coupon code HDFCCARDS

Documents and Eligibility

Documents

  • Pan Card Photocopy or form 60
  • Proof of income
  • Residence proof

Eligibility

  • For Salaried:
  • Indian national
  • Age: Min 21 yrs & Max 40 Yrs
  • Income: Net Monthly Income> ₹35,000
  • For Self Employed:
  • Indian national
  • Age: Min 21 yrs & Max 40 Yrs, Income: ITR > ₹6.0 Lakhs per annum

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