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ICICI CORAL

  • Joining Fee 500 (Excluding GST)
  • Annual Charges 500 (Excluding GST)
  • Best Suited For Reward

Key Highlights of the ICICI CORAL

10,000 reward points every anniversary year.
2 reward points for every Rs. 100 spent (except fuel)

Features and Benefits

Movie Tickets:
  • With this card, you can avail 25% discount on BookMyShow and Inox up to Rs.100 on the purchase of minimum 2 movie tickets per transaction. The offer can be availed twice a month.
Fuel Surcharge Waiver:
  • You can avail 1% fuel surcharge waiver on this card, valid only on Hindustan Petroleum Corporation Limited Pumps.
Lounge Access:
  • Coming to travel benefits, ICICI coral credit card lounge access is limited to domestic airport lounges in India subject to one complimentary access each quarter. This however is subject to spending a minimum of Rs. 75,000 or above in a calendar quar
Milestone Reward Program:
  • On spending Rs. 2 Lakh with the card, you get 2,000 reward points and additional 1,000 reward points on spending Rs. 1 Lakh.
Dining Discounts:
  • ICICI Coral Credit card offers exclusive dining offers through ICICI Bank Culinary Treats Programme.

ICICI CORAL Fee Charges

Joining Fee ₹500
Annual Fee ₹500
Finance Charges 3.75% p.m. | 45% p.a.
Late Payment Charges Rs. 0 if outstanding amount is up to Rs. 100, Rs. 100 if outstanding amount is between Rs. 101 to Rs 500, Rs. 500 if outstanding amount is between Rs. 501 to Rs 1000, Rs. 600 if outstanding amount is between Rs. 1001 to Rs. 5000

ICICI CORAL Rewards

  1. On spending Rs. 2 Lakh with the card, you get 2,000 reward points and additional 1,000 reward points on spending Rs. 1 Lakh.
  2. If you spend over Rs. 1.5 Lakh with your Coral credit card then the annual fee of Rs. 500 will be waived off.

Documents and Eligibility

Documents

  • Proof of Identity:
  • PAN Card
  • Aadhaar Card
  • Passport
  • Driving License
  • Voter’s ID Card or Any other government approved photo ID
  • Proof of Address:
  • Aadhaar Card
  • Passport
  • Utility bills (not more than 3 months old) or Any other government approved address proof
  • Proof of Income:
  • Bank statement for the last 3 months
  • Salary slips for the last 3 months
  • Audited financials for the last two years (for self-employed) or Form 16

Eligibility

  • To be eligible to apply for ICICI Coral Credit Card, you must meet the basic eligibility requirements set by the bank in this regard.
  • The parameters include age, location, occupation, income, etc.
  • The criteria may vary from one card to another. If you meet the basic criteria and your application goes through the next level of screening, your profile will be evaluated based on your credit profile, payment history, etc.

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