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ICICI PLATINUM

  • Joining Fee NIL (Excluding GST)
  • Annual Charges NIL (Excluding GST)
  • Best Suited For Reward

Key Highlights of the ICICI PLATINUM

2 Reward Points: On retail spends
1 Reward Point: On insurance and utility payments

Features and Benefits

2 Reward Points:
  • On retail spends
1 Reward Point:
  • On insurance and utility payments
Monthly Capping:
  • Reward points earnings are capped on utility spends of Rs. 40,000, insurance spends of Rs. 40,000, and grocery and departmental store purchases worth Rs. 20,000.
Rewards Redemption:
  • Card users can redeem their reward points on ICICI Bank Rewards platform against lifestyle products, travel and movie vouchers, and other options available in the catalogue.
Dining Benefit:
  • Cardholders can avail discount offers offered under the ICICI Bank Culinary Treats Program at the partner restaurants.
Fuel Benefit:
  • 1% fuel surcharge waiver is available at HPCL petrol pumps on fuel transactions worth Rs. 400 to Rs. 4,000

ICICI PLATINUM Fee Charges

Joining Fee NIL
Annual Fee NIL
Finance Charges 3.75% p.m. | 45% p.a.
Late Payment Charges Rs. 0 if outstanding amount is up to Rs. 100, Rs. 100 if outstanding amount is between Rs. 101 to Rs 500, Rs. 500 if outstanding amount is between Rs. 501 to Rs 1000, Rs. 600 if outstanding amount is between Rs. 1001 to Rs 5000

ICICI PLATINUM Rewards

  1. On spending Rs. 2 Lakh with the card, you get 2,000 reward points and additional 1,000 reward points on spending Rs. 1 Lakh.
  2. If you spend over Rs. 1.5 Lakh with your Coral credit card then the annual fee of Rs. 500 will be waived off.

Documents and Eligibility

Documents

  • Proof of Identity:
  • PAN Card
  • Aadhaar Card
  • Passport
  • Driving License
  • Voter’s ID Card or Any other government approved photo ID
  • Proof of Address:
  • Aadhaar Card
  • Passport
  • Utility bills (not more than 3 months old) or Any other government approved address proof
  • Proof of Income:
  • Bank statement for the last 3 months
  • Salary slips for the last 3 months
  • Audited financials for the last two years (for self-employed) or Form 16

Eligibility

  • To be eligible for the ICICI Bank Platinum Chip Credit Card, you generally need to be at least 23 years old and an Indian citizen with a stable income.
  • A good credit score is also required.
  • You'll also need to provide income proof, identity proof, and address proof when applying.

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