5x Rewards on the top 2 spend categories every month
1 reward point per Rs. 50 spent
Features and Benefits
Lifetime Free Card:
The credit card charges no annual or joining fee. Low Foreign Exchange Mark-up Fee: 1% FX mark-up fee is charged on foreign transactions, which is much lower than the fee charged by other credit cards.
Features:
Metal Credit Card
No annual fees or joining fee
1 reward point per Rs. 50 spent
Rewards Program:
It gives 5x reward points on the top two categories where you spend the most. 1 reward point per Rs. 50 spent
Late payment charges
2.5% of the amount | Max. Rs 1000
IDFC FIRST ONE Fee Charges
Joining Fee
NIL
Annual Fee
NIL
Add on Cardholder Fee
NIL
Finance Charges
2.5% to 3.5% p.m. | 30% to 42 % p.a.
IDFC FIRST ONE Rewards
Cardholders can use their reward points while shopping online or in-store through the ‘pay with points’ option. Reward Points can also be redeemed against amazing offers at idfcfirstrewards.poshvine.com.
The reward points can be redeemed anytime, anywhere, online.
Documents and Eligibility
Documents
Proof of Identity:
PAN Card
Aadhaar Card
Passport
Driving License
Voter’s ID Card or Any other government approved photo ID
Proof of Address:
Aadhaar Card
Passport
Utility bills (not more than 3 months old) or Any other government approved address proof
Proof of Income:
Bank statement for the last 3 months
Salary slips for the last 3 months
Audited financials for the last two years (for self-employed) or Form 16
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