Contact Us

image

IDFC FIRST MILLENNIA

  • Joining Fee NIL (Excluding GST)
  • Annual Charges NIL (Excluding GST)
  • Best Suited For Travel

Key Highlights of the IDFC FIRST MILLENNIA

Complimentary assistance up to 4 times, worth Rs. 1,399, through Global Assure

Features and Benefits

Rs. 500 Gift Voucher:
  • On spending at least Rs. 5,000 within 30 days of card issuance
5% Cashback:
  • Cashback capped at Rs. 1,000 on the 1st EMI transaction made within 30 days of card issuance
Movie Offer:
  • 25% off of up to Rs. 100 on movie tickets through District by Zomato app, once a month
Railway Lounge Access:
  • 4 complimentary railway lounge visits per calendar quarter, on spending a min. of Rs. 20,000 in the previous month to access free visits in the current month
Interest-Free Cash Advances:
  • 0% interest charged on credit card cash withdrawals at ATMs for up to 45 days 2
Fuel Benefit:
  • 1% fuel surcharge waiver, up to Rs. 200 per month, on fuel spends of Rs. 200 to Rs. 5,000
24/7 Roadside Assistance:
  • Complimentary assistance up to 4 times, worth Rs. 1,399, through Global Assure
Insurance Coverage:
  • Personal accident cover of Rs. 2 lakh and lost card liability cover worth Rs. 25,000

IDFC FIRST MILLENNIA Fee Charges

Joining Fee NIL
Annual Fee NIL
Finance Charges 0.71% to 3.85 % p.m. ( 8.5% to 46.2% annually)
Late Payment Charge 15% of the unpaid dues, subject to a min. Of Rs. 100 & max. of Rs. 1300

IDFC FIRST MILLENNIA Rewards

  1. 10X Reward Points1: On birthday spends and on incremental spends above Rs. 20,000 in every month
  2. 3X Reward Points1: On online & offline transactions till Rs. 20,000 monthly spends
  3. 1X Reward Points: 1 reward point per Rs. 150 spent on all utility and insurance bill payments
  4. Exclusions: Fuel spends, cash withdrawals and EMI transactions
  5. Rewards Validity: Earned reward points do not expire
  6. Redemption Value: 1 Reward Point = Rs. 0.25
  7. Redemption Fee: Rs. 99 + GST per redemption

Documents and Eligibility

Documents

  • Proof of Identity:
  • PAN Card
  • Aadhaar Card
  • Passport
  • Driving License
  • Voter’s ID Card or Any other government approved photo ID
  • Proof of Address:
  • Aadhaar Card
  • Passport
  • Utility bills (not more than 3 months old) or Any other government approved address proof
  • Proof of Income:
  • Bank statement for the last 3 months
  • Salary slips for the last 3 months
  • Audited financials for the last two years (for self-employed) or Form 16

Eligibility

  • Age: Minimum 18 years.
  • Income: Minimum annual income: ₹3,00,000 or more and Minimum monthly income: ₹25,000.
  • Other Requirements:
  • You must be an Indian citizen.
  • You may need to provide proof of income, such as salary slips or income tax returns.

Check your Credit Card eligibility!




Check Card Offers

Terms & Conditions Apply