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INDUSIND PLATINUM

  • Joining Fee NIL (Excluding GST)
  • Annual Charges NIL (Excluding GST)
  • Best Suited For Reward & Travel

Key Highlights of the INDUSIND PLATINUM

5 reward points for every Rs. 150 spent
Luxe Gift Card and vouchers of top brands, including The Postcard Hotel, Montblanc, Amazon, Flipkart, Apollo Pharmacy, Uber, Ola, Pantaloons, Bata, and more after the payment of joining fee. These benefits are offered only on the paid variant.

Features and Benefits

Welcome Benefits:
  • Luxe Gift Card and vouchers of top brands, including The Postcard Hotel, Montblanc, Amazon, Flipkart, Apollo Pharmacy, Uber, Ola, Pantaloons, Bata, and more after the payment of joining fee. These benefits are offered only on the paid variant.
Travel Insurance Coverage:
  • Lost baggage: Rs. 1 Lakh
  • Delayed baggage: Rs. 25,000
  • Loss of passport: Rs. 50,000
  • Lost ticket: Rs. 25,000
  • Missed connection: Rs. 25,000
  • Air accident cover: Up to Rs. 25 Lakh
  • Total Protect plan for card loss/theft: Up to 100% of credit limit
  • Fuel Benefits: 1% fuel surcharge waiver, up to Rs. 100 per month, across all petrol pumps in India on transactions between Rs. 500 to Rs. 3,000.

INDUSIND PLATINUM Fee Charges

Joining Fee NIL
Annual Fee NIL
Interest on Revolving Credit 3.83% p.m. | 46% p.a.
Late Payment Charges Up to Rs. 100- Nil, From Rs. 101 to Rs. 500- Rs. 100, From Rs. 501 to Rs. 1,000- Rs. 350, From Rs. 1,001 to Rs. 10,000- Rs. 550, From Rs. 10,001 to Rs. 25,000- Rs. 800, From Rs. 25,001 to Rs. 50,000- Rs. 1,100, Above 50,000- Rs. 1,300

INDUSIND PLATINUM Rewards

  1. 5 reward points for every Rs. 150 spent1
  2. 1 RP = Re. 0.40 against cash credit redemption
  3. 1 RP = Re. 0.60 for non-cash redemption, except for Airmiles
  4. 400 RPs = 100 Krisflyer Miles

Documents and Eligibility

Documents

  • Proof of Identity:
  • PAN Card
  • Aadhaar Card
  • Passport
  • Driving License
  • Voter’s ID Card or Any other government approved photo ID
  • Proof of Address:
  • Aadhaar Card
  • Passport
  • Utility bills (not more than 3 months old) or Any other government approved address proof
  • Proof of Income:
  • Bank statement for the last 3 months
  • Salary slips for the last 3 months
  • Audited financials for the last two years (for self-employed) or Form 16

Eligibility

  • He/she must be above 21 years of age
  • He/she must not be aged above 65 years
  • He/she must have an active credit history