Contact Us

bank
AU Small

Business Loans

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Loan Up To

Rs.7500000
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Min ROI

12.50%
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Max Tenure

84 MONTH
Apply Now · Terms & Conditions Apply

Features And Benefits

  • Quick and hassle-free loan offers with speedy approvals
  • Complete guidance and utmost transparency for the customer
  • Easy and flexible loan repayment terms
  • Higher loan amount available for longer tenure
  • Easy documentation with hassle-free processing

Eligibility Criteria

  • Age: Most lenders require the applicant to be between 21 and 65 years old, with some offering loans up to 80 years of age for the main applicant.
  • Business Vintage: The business should be operational for a minimum of 2-3 years, depending on the lender.
  • Financial History: The business should have a stable and credible financial history, including profits over the years of operation.
  • Credit Score: A good credit score (CIBIL score) of 700 or higher is generally required.
  • Income Proof: You may need to provide proof of income, such as Income Tax Returns (ITR), for the business.

Documents Required

  • Proptership firm
  • Shop Act license
  • GST certificate
  • Pan card
  • Aadhar card
  • Ownership proof (Electricity bill / Index 2)
  • Latest 2 years CA certified ITR
  • Last 1 year current account statement ( + Jan 2020 to March 2020 Statement)
  • GST returns- 3B ( from Feb 2020 to latest available filing)
  • 2 Passport Size photograph
  • OD/CC/ Live Loan Sanction letters
  • Partnership firm
  • Company pan card
  • GST certificate
  • Pan card (All partner)
  • Aadhar card (All partner)
  • Ownership proof (Electricity bill/ Index 2)
  • Latest 2 years CA certified ITR
  • 1 year current account bank statement( + Jan 20 to March 20 Statement)
  • 2 photographs
  • List of partner and shareholding percentage on company letter head
  • BO on company letter head
  • GST returns - 3B (from April 20 to lasted filing date)
  • OD/CC/ Live Loan Sanction letters
  • Private Limited
  • Company pan card
  • MOA, AOI, COI
  • Gst certificate
  • Pan card (All Director)
  • Aadhar card (All Director)
  • Ownership proof (Electricity bill/ Index 2)
  • Latest 2 year CA certified ITR )
  • 1 year current account bank statement (+ Jan 20 to March 20 Statement)
  • 2 photographs
  • List of partner and shareholding percentage on company letter head
  • BO on company letter head
  • GST Returns 3B( from April 20 to latest available filing )
  • OD/CC/ Live Loan Sanction letters