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IDFC FIRST Bank

Home Loans

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Loan Up To

Rs.4000000
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Min ROI

12.00%
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Max Tenure

180 MONTH
Apply Now · Terms & Conditions Apply

Features And Benefits

  • Attractive home loan interest rates
  • Higher loan eligibility for customers
  • Convenient digital process
  • High loan amounts
  • Longer tenures
  • Hassle-free loan balance transfers
  • Get home loans for varying needs

Eligibility Criteria

  • For Salaried Individuals:
  • Resident & Non-Resident Indians
  • Aged between 21-60 years
  • Minimum 3 years of experience
  • Must earn minimum 71 lakh per annum
  • For Self-Employed Individuals:
  • Resident Indians only
  • Aged between 23-70 years
  • Minimum 4 years of business continuity
  • Must earn minimum *1.5 lakh per annum

Documents Required

  • One of the following valid identity/Address proofs:
  • Aadhaar(AADHAAR card issued by UIDAl)
  • Valid Driving License
  • Valid Passport
  • Voter's Identity Card issued by Election Commission
  • NREGA Job Card
  • Valid income proof:
  • Salaried: Last 2 months salary slip/ latest ITR or Form 16/ last 6 months bank statement
  • Self-employed: Latest ITR/ balance sheet or P&L statement/ GST return/ last 12months bank statements or CC statements, etc
  • Property proofs • Photocopy of draft sale deed and chain title documents (if any)