Age: 24-70 years (at the time of completion of the loan)
Minimum salary: โน30,000 per month
Minimum Work Experience:
For salaried employees: 2 years
For self-employed individuals: 3 years in the current field
Documents Required
Proof of identification such as a driver's license, Aadhar card, ration card, passport, voter's ID, etc.
Proof of age such as the 10th class mark sheet, bank passbook, passport, or driving license as proof of age.
Address proof documents like bank passbooks, voter's ID, ration card, passport, utility bills (less than 2 months old), and LIC policy documents can be submitted as proof of address.
Income proof like Form 16, salary pay slip, investment proof, or income tax (IT) returns from 3 previous years may be submitted. Self-employed borrowers may have to submit a letter from their chartered account (CA) or other documents.
Property documents such as the sale deed, tax payment receipts, and an approved copy of the building plan can be submitted to the lender.
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