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IDFC FIRST Bank

Personal Loans

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Loan Up To

Rs.3000000
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Min ROI

10.50%
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Max Tenure

72 MONTH
Apply Now · Terms & Conditions Apply

Features And Benefits

  • No Collateral Required
  • Simple, easy online process
  • Low interest rates
  • Transparent terms
  • Flexible tenure

Eligibility Criteria

  • Age: Generally, applicants should be between 21 and 60 years of age
  • Employment: Salaried individuals, self-employed professionals and business owners are eligible
  • Income: A steady income but the minimum amount may vary across lenders
  • Credit Score: A low CIBIL Score may affect Personal Loan approval and securing favourable interest rates. A good credit score is crucial.

Documents Required

  • Aadhaar card
  • PAN card
  • Salary slips of the last 3 months
  • Bank statement of the last 3 months
  • Address proof