A credit card is a thin rectangular piece of plastic or metal issued by a bank or financial services company that allows cardholders to borrow funds with which to pay for goods and services with merchants that accept cards for payment. Credit cards impose the condition that cardholders pay back the borrowed money, plus any applicable interest, as well as any additional agreed-upon charges, either in full by the billing date or over time.
Credit Cards | Annual Fee | Best Suited For |
---|---|---|
Rs. 499 |
Cashback |
|
Rs 1000 |
Rewards |
|
Rs.500 |
Rewards Points |
|
Rs. 500 |
Fee Waiver |
|
Rs.1000 |
Online Shopping |
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The advantages of credit cards extend to discounts on some of your favourite entertainment and dining outlets, travel and shopping apps, etc.
Many banks offer a welcome gift to new credit card applicants once the card is issued to them in the form of bonus reward points, vouchers, discounts, etc.
Cardholders can enjoy various lifestyle benefits on their credit cards, such as offers on dining, shopping, wellness, entertainment, etc.
TThe uses of credit cards in travel make them important. When it comes to Low Interest credit cards, they give you a unique experience through complimentary lounge access at the airports and railway stations in India and priority check-in. Other than these, you can also enjoy discounts on food in more than 280 restaurants.
You get personal accident coverage, as well as comprehensive travel insurance coverage and this is one of the significant benefits of credit cards, which make them attractive.
The benefits of credit cards do not limit to shopping on credit; instead, it helps improve your credit score. If you know how to use a credit card and how to make use of the credit period, and repay the amount used on time, you can boost your CIBIL score.
Applying for the best credit card online on the Low Interest website is easy. You can follow the below-mentioned steps to successfully complete the process:
Visit the Low Interest official website.
Step 2 :Enter your contact information and other personal details.
Step 3 :If you have an offer, browse through the card options available on the site and compare their features.
Step 4 :Select the best credit card that perfectly complements your spending habits.
Step 5 :Check the eligibility criteria for the card of your choice..
Step 5 :Submit your application form to initiate the application process for the online credit card.
A credit card is a financial tool that lets you borrow a certain sum of money against the assigned credit limit and repay it later in full or in instalments. They also offer other benefits such as rewards, cashback, etc. You can apply for a credit card online or offline.