| 10 Zen points for every Rs. 150 spent on lifestyle goods, departmental stores, apparel and jewellery. |
|---|
| 5 Zen points for every Rs. 150 spent on other categories. |
| Fuel, cash spending and EMI transactions will not qualify for reward point earning. |
| Joining fees | ₹500 |
|---|---|
| Annual Fee | ₹500 |
| Condition for waiver of annual fees for the first year | N/A |
| Condition for waiver of annual fees for the second year | N/A |
| Add-on card fees | Nil |
| Rate of interest charged on outstanding balances | 3.50% of the total balance due |
| Minimum Amount Due (MAD) | 10% |
| ATM Cash Withdrawal/Call a Draft/Fund Transfer/Cash Advance per Rs. 10,000 or part thereof | Rs 100 |
| Request for charge slip | Waived off |
| Machine Surcharge at ATMs | Waived off |
| Balance Enquiry Charges at non-parent bank ATM | Waived off |
| Request for duplicate statement | Waived off |
| Web Pay service fee | Waived off |
