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| 3% Cashpoints on purchases on Paytm [Recharge + Utility + Movies + Mini App] Max. Cap per Calendar Month - Rs. 500 |
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| 2% Cashpoints on all other Select Paytm Spends. Max. Cap per Calendar Month - Rs. 500 |
| 1% Cashpoints on all other Retail Spends Max. Cap per Calendar Month - Rs.1000 |
| Joining fees | ₹500 + taxes |
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| Annual Fees | 500+ taxes |
| Renewal Year: | Fee waived upon spending Rs. 50,000 (Non-EMI spends) in the 12 months period |
| Monthly Membership Fee: | Rs. 49 + GST Monthly Fee waived off on retail spends of Rs.5,000 in a month (Non-EMI Spends) 1% fee will be applicable on rental transactions from the second rental transaction onwards of the same calendar month. |